Recreational boat insurance
What is included in the Ship owner’s Civil Liability:
It concerns damage that may be caused to third parties by a ship owner’s mistake. This coverage protects you against any financial loss you may incur, if you are required to indemnify third parties in the event of an accident or damage, third party death, material damage to other boats or ports and pollution.
This is a Damage Insurance that covers damage to your own boat from fire, theft, damage from collision or impact etc. This coverage protects your assets from accidents, which may even result in the total loss of your boat.
There are other, optional covers:
Civil liability to and from skiers
Coverage of own damage to sails during races
Mechanical damages (inboard or in / out machines)
Insurance of your personal items during your stay on board
Fall of outboard engine in the sea
Coverage during transport in a trailer